Stanbic IBTC Holdings Plc has reported a ₦150.09 billion pretax profit for the third quarter of 2025, up 91.8% from ₦78.2 billion a year earlier, driven by strong growth in interest income.

For the first nine months, pretax profit rose 76.7% year-on-year to ₦393.84 billion, reflecting robust top-line performance and effective cost management.

Interest income grew 11.06% to ₦199.5 billion, while net interest income surged 78.7%, highlighting improved margins. Non-interest income slipped slightly to ₦82.6 billion from ₦87.2 billion in Q3 2024.

On the balance sheet, total assets rose 21.3% to ₦8.3 trillion, with loans and advances at ₦2.6 trillion. Shareholders’ equity stood at ₦1.06 trillion, supported by retained earnings of ₦800.9 billion.

Analysts say the strong results underscore Stanbic IBTC’s resilience and solid earnings momentum amid Nigeria’s high-interest-rate environment, though non-interest income remains an area for improvement.