Guaranty Trust Holding Company plc (GTCO) has announced a pre-tax profit of ₦299.9 billion for the third quarter of 2025, representing a 39 percent year-on-year increase from the same period in 2024.
The Group’s strong performance was driven by sustained growth in core earnings, particularly from interest income and fees and commissions, which helped offset challenges posed by Nigeria’s tight operating environment.
GTCO’s Q3 results extend the momentum seen earlier in the year, when the holding company posted a ₦600.9 billion pre-tax profit for the first half of 2025. The Group’s total assets stood at approximately ₦16.7 trillion, while shareholders’ funds were around ₦3.0 trillion, underscoring its robust balance-sheet position.
The company also reported improvements in key asset-quality indicators, with a decline in IFRS 9 Stage 3 loan ratios and a lower cost of risk. According to management, the results reflect GTCO’s focus on operational efficiency, digital innovation, and prudent risk management.
In line with its performance, the Board earlier approved an interim dividend of ₦1.00 per share for the 2025 financial year.
GTCO remains one of Nigeria’s leading financial services groups, with operations spanning commercial banking, payment services, and asset management across Africa and the United Kingdom. Visit www.jocomms.com for more news.
